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> The real estate buying guide > STEP IV. Find the best loan offer

STEP IV. Find the best loan offer

Morocco currently references more than 50 sources of financing for real estate credit.

The bank's credit offer depends both on its current commercial aggression and on your profile, which makes it difficult for a borrower to 'find' the best offer for himself, and negotiate the best terms.

The credit offer of a bank is broken down into an interest rate offer on the mortgage, an insurance rate and a guarantee. Usually, these notions are embedded in a TEG whose calculation methods are often obscured to make the bank offer opaque. In addition to these criteria, there are non-rate criteria, such as the release time of the funds or the geographical coverage of the bank.

CAFPI is committed to helping you choose the best credit offer for you.

CAFPI's commitments
STEP I. Search for a property
STEP II. Sign the sales agreement
STEP III. Financing opportunities
STEP IV. Find the best loan offer
STEP V. Build the credit file
STEP VI. Get the bank agreement
STEP VII. Finalize the credit file
Mortgage
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Mourabaha Financing
Loan redemption

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Created in France in 1970, CAFPI quickly became the number one mortgage broker. During 10 years of existence on the Moroccan market, CAFPI is in charge of studying the best banking offers, and offers individuals a 'tailor-made' home loan at optimal conditions.